Eastern Kentucky Chapter 7 Bankruptcy Lawyer
All across Kentucky, individuals and families are facing the threat or fast-approaching reality of home mortgage foreclosure. An overall economic slowdown is hitting as well — overtime pay is being lost, expected wage increases are stalled and jobs are being eliminated.
The office of Susan B. Martin, Attorney at Law, is a full-service legal resource for people facing serious financial difficulties in the Richmond, Kentucky, area. One of the actions you may be considering is obtaining discharge or "forgiveness" of your debts by filing Chapter 7 bankruptcy. Please contact us to talk through whether consumer bankruptcy is right for you.
Debt Relief — Preventing Garnishments — Stopping Creditor Harassment
Chapter 7 bankruptcy, sometimes called "liquidation bankruptcy," is the preferred option for many people because, if you qualify, you can receive full discharge (or forgiveness) of all your unsecured debts. You may be able to protect certain critical assets, such as equity in your home, qualified retirement accounts and a basic automobile, while:
- Eliminating the burden of overwhelming credit card debt
- Ending harassment by creditors and collectors
- Stopping or preventing garnishment of your bank account or wages
In a free initial consultation, attorney Susan Martin can determine if you qualify for Chapter 7 bankruptcy. If your income is above a certain level, or you have property you wish to protect that does not fall within guidelines for allowed exemptions, you may need to consider Chapter 13 bankruptcy or other legal options.
We Inform Our Clients and Provide Experienced Counsel
Our law office is not a bankruptcy "mill" or "factory." We are committed to helping you find the best path out of your current situation and into a more manageable position to move forward. Sometimes the best solution involves our other services, such as:
- Resourceful, aggressive foreclosure defense
- Non-bankruptcy work-outs and negotiated forbearance agreements with creditors
- Credit card litigation
- Tax debt negotiations with the IRS or Kentucky Department of Revenue
Call 866-714-5924 for a Free Informative Bankruptcy Evaluation
Lawyer Susan B. Martin provides personal, attentive service. All inquiries are strictly confidential. No one in our office will judge you, nor will we try to intimidate you into making decisions before you are ready. We want you to be fully informed and as comfortable as possible with the action you ultimately take. If you are considering Chapter 7 bankruptcy, please contact us today for a free case evaluation.
We are a Debt Relief Agency. We help people file for bankruptcy under the Bankruptcy Code.
